Improving the creditworthiness and credit security of agricultural producers
Ulker Mammadova Shahin |
|
| Ph.D. student of the Azerbaijan Cooperation University | |
| ulker555@mail.ru |
AbstractThe article examines the opportunities to increase the level of credit security of agricultural producers in the context of facilitating access to finance. In this area, the important role of producer creditworthiness in facilitating access to finance was highlighted. Approaches to assessing this ability were commented, the current level was assessed and ways to improve it were studied. The importance of promoting the activity of small and medium-sized agricultural producers in the credit market, protection of export-oriented and innovative agricultural activities, accelerating the process of improving the organizational and legal support for the development of innovative and unsecured loans was highlighted. In order to increase the interest of banks in the agricultural sector, opportunities to optimize the role of the state in the regulation of the credit market, the promotion of agricultural cooperation were explored. Proposals were made on the use of digital technologies in the field to improve the provision of credit to agricultural producers, to improve the monitoring of lending, to improve marketing activities.
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Jubril. Animashaun
Department of Economics, The University of Manchester, UK / Department of Agricultural Economics, University of Ilorin, Nigeria
Kamala. Sadygova
Ministry of Science and Education of the Republic of Azerbaijan, Institute of Dendrology
researcher
Firdovsi. Fikratzade
Director of the Agricultural Economics Research Center, Doctoral student at the Institute for Scientific Research on Economic Reforms
Doctor of Philosophy in Economics
Parviz. Aliyev
Chief of department, Agricultural Research Center
Ph.D. student of the Agricultural Research Center